High-Net-Worth Individuals (HNIs) face a complex financial environment—multiple income streams, global investments, trust structures, and frequent scrutiny by tax authorities. In this scenario, CA-driven compliance is not a luxury—it's a necessity.
At TAXAJ, our team of Chartered Accountants helps HNIs across India and abroad stay compliant, tax-efficient, and audit-ready.
An HNI (High Net Worth Individual) in India typically refers to someone with:
Net investable assets above ₹2 crore
Annual income above ₹50 lakh
Global income or foreign asset exposure
Significant real estate, business holdings, or high-value transactions
| ❗ Issue | 🧩 Complexity |
|---|---|
| Multiple Income Heads | Salary, business, capital gains, rent, dividends, and foreign income |
| International Reporting | FATCA, CRS, and disclosure of foreign assets and bank accounts |
| Risk of Scrutiny | Random assessments, AI-generated notices, or high-value transaction mismatch |
| Underutilised Exemptions | Missed deductions, poor investment structuring, or incorrect HUF usage |
| Regulatory Overlap | RBI, FEMA, SEBI, and Income Tax compliance colliding |
Strategic use of exemptions and deductions
Proper classification of capital gains and business income
Tax-efficient structures (Trust, HUF, Partnership, etc.)
Correct selection of ITR forms and schedules
Declaration of offshore assets, bank accounts, and directorships
FATCA & CRS compliance for NRI/OCI/Resident HNIs
Coordination with foreign advisors for DTAA benefits
Review of Annual Information Statement (AIS) & Form 26AS
Reconciliation of mutual fund, property, crypto, and stock investments
Disclosure of foreign remittances under LRS (Liberalized Remittance Scheme)
Creation and management of Family Trusts, Wills, and Holding Companies
Tax planning for inheritance and gifts under Sections 56(2)(x) and 10(34)
Planning of capital gains from sale of ancestral property or shares
Filing of Form FC-GPR, FLA, and ODI for overseas investments
Repatriation & investment limits under FEMA
Guidance on real estate purchase abroad, shareholding in foreign firms
Responding to Income Tax scrutiny or reassessment notices
Preparation and representation before CIT(A), ITAT, and other forums
Filing revised returns, rectifications, or appeal proceedings
✅ Avoid hefty penalties for non-disclosure of foreign assets
✅ Stay protected from prosecution under the Black Money Act
✅ Maximise post-tax wealth through better structuring
✅ Maintain reputation and financial clarity in case of audits or due diligence
✅ Get a holistic view of personal, family, and business finances
Expertise in complex tax filings and global income
End-to-end confidentiality and discretion
Regular portfolio reviews and compliance alerts
Dedicated Chartered Accountant with HNI portfolio experience
High income attracts high scrutiny. For High-Net-Worth Individuals in India, staying compliant is as important as growing wealth. With a CA-driven approach, HNIs can safeguard their assets, minimise tax risks, and enjoy peace of mind.
Let TAXAJ handle your compliance while you focus on legacy building.
📞 Book a confidential consultation with our HNI Tax Expert today.