Composition Scheme under GST — Eligibility, rates & restrictions

Composition Scheme under GST — Eligibility, rates & restrictions


Introduction

The Composition Scheme under GST is a simplified taxation mechanism designed for small taxpayers to reduce compliance burden and facilitate ease of doing business. Under this scheme, eligible taxpayers can pay GST at a fixed rate on their turnover and enjoy simplified return filing requirements.

The scheme is particularly beneficial for small traders, manufacturers, restaurants, and service providers with limited turnover who wish to avoid the complexities associated with regular GST compliance.

This article explains the eligibility criteria, applicable tax rates, benefits, restrictions, and compliance requirements under the Composition Scheme.


What is the GST Composition Scheme?

The Composition Scheme allows eligible taxpayers to pay GST at a prescribed percentage of their turnover instead of paying tax at normal GST rates.

Taxpayers opting for the scheme are required to pay tax from their own pocket and cannot collect GST separately from customers.


Eligibility for Composition Scheme

A taxpayer can opt for the Composition Scheme if the aggregate turnover during the preceding financial year does not exceed the prescribed limit.

Turnover Limit

As of FY 2026-27, the Composition Scheme is generally available to taxpayers whose aggregate turnover does not exceed:

₹1.5 Crore

For certain Special Category States, the limit may be lower as notified by the Government.


Eligible Categories of Taxpayers

The scheme is generally available to:

  • Traders
  • Manufacturers
  • Restaurants (not serving alcohol)
  • Small service providers under specified provisions

GST Rates Under Composition Scheme

Manufacturers and Traders

1% of Turnover

(0.5% CGST + 0.5% SGST)


Restaurants

5% of Turnover

(2.5% CGST + 2.5% SGST)

Applicable to restaurants not serving alcoholic liquor for human consumption.


Service Providers (Composition Scheme under Section 10(2A))

Eligible service providers may pay tax at:

6% of Turnover

(3% CGST + 3% SGST)

Subject to the prescribed turnover limits and conditions.


Benefits of Composition Scheme

Reduced Compliance

Taxpayers are required to file fewer returns compared to regular taxpayers.

Simplified Record Keeping

The scheme reduces bookkeeping and compliance requirements.

Lower Tax Burden

Small businesses may benefit from lower effective tax rates.

Improved Cash Flow Management

The simplified tax structure helps businesses manage compliance costs more efficiently.


Restrictions Under Composition Scheme

Taxpayers opting for the scheme must comply with several restrictions.

No Collection of GST

Composition taxpayers cannot collect GST separately from customers.

For example:

A regular taxpayer may issue:

  • Invoice Value: ₹10,000
  • GST: ₹1,800

A composition taxpayer cannot charge GST separately.


No Input Tax Credit (ITC)

Composition taxpayers cannot claim Input Tax Credit on purchases.

Similarly, customers purchasing from composition taxpayers cannot claim ITC on such purchases.


No Inter-State Supply

A composition taxpayer is generally not permitted to make inter-state outward taxable supplies.

The scheme is primarily intended for businesses operating within their state.


Restrictions on E-Commerce Supplies

Persons supplying goods through e-commerce operators required to collect TCS may not be eligible for the scheme, subject to applicable provisions and notifications.


Certain Businesses Not Eligible

The Composition Scheme is generally not available to:

  • Non-resident taxable persons
  • Casual taxable persons
  • Manufacturers of specified notified goods
  • Persons engaged in certain restricted activities under GST law

Invoice Requirements

Composition taxpayers cannot issue a tax invoice.

Instead, they issue:

Bill of Supply

The bill should prominently mention:

"Composition Taxable Person, Not Eligible to Collect Tax on Supplies"


Returns to be Filed

Composition taxpayers are required to comply with prescribed return filing requirements, including:

  • Annual Return (where applicable)
  • Other statements/returns as notified from time to time

Taxpayers should regularly check the latest GST notifications for compliance requirements.


Withdrawal from Composition Scheme

A taxpayer must switch to the regular scheme if:

  • Turnover exceeds the prescribed limit.
  • Eligibility conditions are violated.
  • The taxpayer voluntarily opts out.

Once shifted to the regular scheme, normal GST provisions become applicable.


Practical Example

Suppose a trader has an annual turnover of ₹80 lakh.

Under the Composition Scheme:

  • GST Rate: 1%
  • Tax Payable: ₹80,000

The taxpayer cannot:

  • Charge GST separately.
  • Claim ITC.
  • Allow customers to claim ITC.

Common Mistakes by Composition Taxpayers

Collecting GST Separately

Composition taxpayers are not permitted to collect GST from customers.

Claiming Input Tax Credit

ITC is not available under the scheme.

Ignoring Turnover Limits

Crossing the turnover threshold may require migration to the regular scheme.

Issuing Tax Invoices

Only a Bill of Supply should be issued.

Making Ineligible Supplies

Certain transactions may result in disqualification from the scheme.


Is Composition Scheme Suitable for Your Business?

The Composition Scheme may be beneficial if:

✔ Your customers are primarily end consumers.

✔ You have limited compliance resources.

✔ Your turnover falls within the prescribed limits.

✔ Input Tax Credit is not a significant factor in your business model.

However, businesses dealing primarily with registered customers may find the regular GST scheme more beneficial because customers often prefer suppliers who provide Input Tax Credit.


Conclusion

The GST Composition Scheme offers a simplified compliance framework for small businesses by allowing them to pay tax at a fixed rate on turnover. While it reduces compliance burden and administrative costs, taxpayers must carefully evaluate the restrictions relating to Input Tax Credit, GST collection, and inter-state supplies before opting for the scheme. A proper assessment of the business model and customer base is essential to determine whether the Composition Scheme is the most suitable option.



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