What is Cost Inflation Index and How is it calculated?

What is Cost Inflation Index or CII? How is it Calculated?

Why is the Cost Inflation Index required or calculated every year?

Cost Inflation Index is calculated/required every year to tally the prices to the inflation rate, or we can say that an increase in the inflation rate gradually will lead to a rise/increase in the prices.


Who notifies/approves the Cost Inflation Index

The Central Government specifies/notifies the cost inflation index by publishing it in the official gazette notification.


Cost Inflation Index = 0.75 of the average increase in the previous year's Consumer Price Index* (urban).


*Consumer Price Index tallies the current price of a carton of goods and services, representing the economy, with the cost of the same carton of goods and services in the previous year to calculate the increase in prices.


What is the current Cost Inflation Index?

Financial Year                             Cost Inflation Index (CII)

2001-02 (Base year) 100

2002-03                                                          105

2003-04                                                          109

2004-05                                                          113

2005-06                                                          117

2006-07                                                          122

2007-08                                                          129

2008-09                                                          137

2009-10                                                          148

2010-11                                                          167

2011-12                                                          184

2012-13                                                          200

2013-14                                                          220

2014-15                                                          240

2015-16                                                          254

2016-17                                                          264

2017-18                                                          272

2018-19                                                          280

2019-20                                                          289

2020-21                                                          301

2021-22                                                          317


How is the Cost Inflation Index helpful under Income Tax?

Long-Term Capital Assets are recorded/booked at the cost price in books. Despite rising inflation, they exist at the cost price and can't be revalued. When these assets are sold/transferred, the profit amount is high due to the higher sale price than the purchase price. This also results in a higher income tax. The cost inflation index (CII) is applied to the long-term capital assets. The purchase cost increases, resulting in lesser profits and lesser taxes to benefit taxpayers.


The cost inflation index (CII) benefit is applied to the long-term capital assets, by which purchase cost rises, resulting in lesser profits and lesser taxes.


What is the meaning & use of the base year in the Cost Inflation Index?

The base year is the first & foremost year of the cost inflation index (CII) and always has an index value of 100. Then, the index of all the other years is compared to the base year to arrive at the increase in inflation percentage.


If any capital asset purchased before the base year, taxpayers can take the purchase price to be higher than the "actual cost or Fair Market Value (FMV) as on the 1st day of the base year. Indexation benefit is given to the purchase price so calculated, and FMV is based on the valuation report of a registered valuer.


Why was the base year of the Cost Inflation Index (CII) changed to 2001 from 1981

Initially, the Year 1981-82 was considered as the base year for a long time. As a result, taxpayers were facing hardships/hassles in the valuation of properties purchased before 1st April 1981. Tax authorities also used to have a tough time relying on the valuation reports.


Hence, the government planned to shift the base year from 1981 to 2001 so that valuations can be done quickly and more accurately. So, for a capital asset purchased before 1st April 2001, taxpayers can take higher actual cost or FMV as on 1st April 2001 as the purchase price and avail the benefit of indexation.


How is indexation benefit applied to long-term capital assets?

When the Benefit of Indexation is applied to the "Cost of Acquisition" (also called purchase price) of the capital asset, it becomes "Indexed Cost of Acquisition".


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